Why negative interest rates are bad for your portfolio

Why negative interest rates are bad for your portfolio

Quantitative Easing Ever since the financial crisis of 2008-2009, central banks around the world have been using lower interest rates and Quantitative Easing (QE) to combat to slow growth and recession fears. In the aftermath of the Great Recession, all major central banks cut their funding interest rate to nearly zero. The QE policy led …

Essential Guide to Your Employee Stock Purchase Plan (ESPP)

Employee Stock Purchase Plan (ESPP)

What is Employee Stock Purchase Plan (ESPP)? Employee Stock Purchase Plan (ESPP) is a popular tool for companies to allow their employees to participate in the company’s growth and success by becoming shareholders. ESPP gives you the option to buy shares of your employer at a discount price. Most companies set a discount between 10% …

All you need to know about Restricted Stock Units (RSU)

Restricted Stock Units (RSU)

What is RSU? All you need to know about Restricted Stock Units (RSU)….Employers, especially many startups, use a variety of compensation options to attract and keep top-performing employees. A common alternative is equity compensation, which allows employees to share in the ownership and the profits of the company. Equity compensation takes different forms such as …