Tag Retirement Planning
End of Summer Market Review
End of Summer Market Review Happy Labor Day! Our hearts are with the people of Texas! I wish them to remain strong and resilient against the catastrophic damages of Hurricane Harvey. As someone who experienced Sandy, I can emphasize with…
10 ways to grow your savings during medical residency
As someone married to a physician, I happen to have many friends in the medical field. Most doctors have to go through a brutal residency program. The medical residency takes between three and five years. Residents have a hectic working…
Everything you need to know about your Target Retirement Fund
Target Retirement Funds are a popular investment option in many workplace retirement plans such as 401k, 403b, 457, and TSP. They offer a relatively simple and straightforward way to invest your retirement savings as their investment approach is based on…
6 Essential steps to diversify your portfolio
Diversification is often considered the only free lunch in investing. In one of my earlier blog posts, I talked about the practical benefits of diversification. I explained the concept of investing in uncorrelated asset classes and how it reduces the…
Top 5 Strategies to Protect Your Portfolio from Inflation
Protecting Your Portfolio from Inflation The 2016 election revived the hopes of some market participants for higher interest rates and higher inflation. Indeed, the 10-year Treasury rate went from 1.45% in July to 2.5% in December before settling at around…
Municipal Bond Investing
What is a Municipal Bond? Municipal bond investing is a popular income choice for many Americans. The muni bonds are debt securities issued by municipal authorities like States, Counties, Cities, and related businesses. Municipal bonds or “munis” are issued to…
11 Effective financial strategies for business owners
Eleven ways to boost and protect your wealth Small and mid-size businesses are the backbone of the US economy. Entrepreneurship and creativity have been moving the American economy for centuries. In fact, the US has one of the best grooming…
How to find and choose the best financial advisor near me?
Last update, August 2020……….Seeking a financial advisor near you is a significant step in achieving your personal and financial goals. Financial advisors have been instrumental in helping clients maintain a well-balanced, disciplined, long-term focused approach toward their personal finances and…
Financial planning for physicians
Introduction to Financial planning for physicians Being married to a physician has allowed me to obtain an understanding of the unique challenges of financial planning for physicians. In this post, I will discuss several practices that can help physicians…
4 Steps to determine your target asset allocation
One of the financial advisors’ primary responsibilities is to determine and document their clients’ target asset allocation. The target allocation serves as a starting point and guideline in diversifying the client portfolio and building future wealth. Clients’ unique financial goals,…
A Guide to Investing in REITs
On August 31, 2016, S&P 500 will introduce a new sector – Real Estate. Up until now real estate companies, also known as REITs, belonged to the Financial sector. They were in the company of large financial and insurance corporations.…
Introduction to portfolio diversification
Introduction Portfolio diversification is one of the main pillars of retirement planning. The old proverb “Never put all your eggs in one basket” applies in full strength to investing. Even the Bible talks about diversification. Ecclesiastes 11:2 says “Divide your portion…
How to build your 401k plan
401k plans are a powerful savings tool for retirement With total assets reaching $4.8 trillion dollars 401k plans are the most popular retirement vehicle and are increasingly used by employers to recruit and retain key talent. 401k accounts allow employees to…
A beginner’s guide to retirement planning
Many professionals feel overwhelmed by the prospect of managing their finances. Often, this results in avoidance and procrastination– it is easy to prioritize career or family obligations over money management. Doing so puts off decision making until retirement looms. While…
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