INSIGHTS

Roth IRA contribution limits for 2020

The Roth IRA contribution limits for 2020 are $6,000 per person with an additional $1,000 catch-up contribution for people who are 50 or older. Roth IRA income limits for 2020 Roth IRA contribution limits for 2020 are based on your annual earnings. If you are

401k conntribution limits for 2020

401k contribution limits for 2020 are $19,500 per person. All 401k participants over the age of 50 can add a catch-up contribution of $6,500. What is 401k? 401k plan is a workplace retirement plan where both employees and employers can make retirement contributions. These retirement

Charitable donations

Charitable donations are an excellent way to help your favorite cause, your church, a foundation, a school, or any other registered charitable institution of your choice. Americans made $373.25 billion of charitable donations in 2015, which was 4.1% higher than in 2014. The average annual

Digital Startegies for busienss owners

Digital strategies for small business owners post coronavirus. The coronavirus crisis pushed many small businesses on the verge of existence. The global lockdown forced non-essential small businesses to shut doors and furlough or lay off employees. Even essential businesses saw sharp declines in revenue. The

Preparing for retirement during coronavirus

Are you preparing for retirement during the coronavirus crisis? Many professionals who are planning to retire in 2020 and beyond are facing unique challenges and circumstances. Probably your investment portfolio took a hit in February and March. Maybe your job is at risk. Many people

Guide to the coronavirus economic fallout

Our guide to the coronavirus economic fallout. The world is facing the biggest health crisis in 100 years. The COVID-19 outbreak has infected over 2 million people worldwide and caused hundreds of thousands of lost lives. The unprecedented global lockdown and social distancing policies became

Navigating the market turmoil after the Coronavirus outbreak

Here is how to navigate the market turmoil after the Coronavirus outbreak, the stock market crash, and bottom low bond yields. The longest bull market in history is officially over. Today the Dow Jones recorded its biggest daily loss since the October crash in 1987. 

Dividend Growth ETFs

Dividend growth ETFs offer a convenient and diversified way to invest in companies that consistently grow their dividends. Certainly, dividend-paying stocks provide a predictable stream of cash flows to investors looking for extra income. Companies that steadily grow their dividends year over year are known as

Coronavirus and your money

The Coronavirus and your money.  After an unprecedented 10% rally, which started in October of 2019, the stock market is finally hitting a rough patch. The quick spread of the coronavirus in China and around the world made investors nervous about the future of the

15 Costly retirement mistakes

15 Costly retirement mistakes… Retirement is a major milestone for many Americans. Retiring marks the end of your working life and the beginning of a new chapter. As a financial advisor, my job is to help my clients avoid mistakes and retire with confidence and